FREQUENTLY ASKED QUESTIONS
Q: What should I do immediately after a motor vehicle accident?
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After a motor vehicle accident, ensure your safety and the safety of others involved. If possible, move your vehicle to a safe location and call emergency services for medical assistance. Exchange information with the other party involved, such as names, contact details, and insurance information. Take photos of the accident scene and gather witness statements. Call us for a free consult if possible. Notify your insurance company about the incident.
Q: How long do I have to report a motor vehicle accident to the police or my insurance company?
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The time frame to report a motor vehicle accident may vary depending on your jurisdiction and insurance policy. However, it is generally recommended to report the accident to the police and your insurance company as soon as possible, ideally within 24 hours. Prompt reporting ensures accurate documentation of the incident and may be a requirement for filing an insurance claim.
Q: What should I do if the other driver involved in the accident doesn't have insurance?
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If the other driver doesn't have insurance, gather as much information about them as possible, including their name, contact details, driver's license number, and license plate number. Report the accident to the police and notify your own insurance company about the situation. Depending on your insurance policy, you may have uninsured or underinsured motorist coverage that can help cover your damages and medical expenses in such cases.
Q: Should I hire a lawyer after a motor vehicle accident?
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Hiring a lawyer after a motor vehicle accident can be beneficial, especially if you suffered injuries or significant property damage. A lawyer can help protect your rights, navigate the legal process, and negotiate with insurance companies on your behalf. They can also provide guidance on filing a personal injury claim, determining liability, and seeking compensation for medical expenses, lost wages, pain, and suffering. It's advisable to consult with a personal injury lawyer to evaluate your specific circumstances and determine if legal representation is necessary.
Q: Are motor vehicle accidents the leading cause of death worldwide?
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Yes. According to the World Health Organization (WHO), approximately 1.35 million people die each year as a result of road traffic accidents, and another 20-50 million people are injured or disabled.
Q: What is a major contributing factor in many motor vehicle accidents?
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Distracted driving, which includes activities such as texting, eating, and using a phone, is a significant cause of motor vehicle accidents. According to the National Highway Traffic Safety Administration (NHTSA), in 2019, distracted driving was a factor in 8.7% of all fatal crashes and 7.6% of all crashes resulting in injury in the United States.
Q: How can I greatly reduce the risk of injury or death in a motor vehicle accident?
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Wearing a seat belt is a crucial safety measure that can greatly reduce the risk of injury or death in a motor vehicle accident. According to the NHTSA, seat belts saved an estimated 14,955 lives in 2018 alone, and an additional 2,549 lives could have been saved if all unrestrained occupants involved in fatal crashes had worn seat belts.
Q: Is speeding a common cause of motor vehicle accidents?
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Yes. Speeding, or driving above the posted speed limit or too fast for current conditions, is a common cause of motor vehicle accidents. According to the NHTSA, in 2020, speeding was a factor in 26% of all fatal crashes in the United States. Additionally, the faster a vehicle is traveling, the harder it is to stop or maneuver in response to unexpected situations, increasing the likelihood of a crash.